Providing you with the lowest rate possible, specific to your business

TheECheck.com Processing Rates and Fees Explained

At TheECheck, we assess each business on a case-by-case basis, taking into account a range of variables, such as type of business, years in operation, amount of risk, estimated chargeback ratio and estimated refund ratio before setting our processing rates.

How Does TheECheck Determine My Rate?

TheECheck uses a unique algorithm (the step-by-step procedure used for calculations) to set the lowest possible rates for both our and low risk merchants. By assessing your complete business profile, including your industry, credit history, processing volumes and location, we then provide you with the lowest rate possible, tailored specific to your business and bank requirements.

Low Risk Merchants

Rates from
0.5% /Transaction

Examples of low risk merchants

Online Retail

Hospitality and Accommodation

Ticketing and Events

Clubs and Buying Groups


Digital Content/Online Communications

Industry Associations and Directories

Online Games

Not for profit and Charity organizations

High Risk Merchants

Rates from
3.5% /Transaction

Examples of high risk merchants

Health and Wellness Products



Call Centers

Online Gaming

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